Today, the healthcare sector is faced with increasingly challenging tasks to eliminate or at least mitigate exposure to the numerous types of risks that characterize its activities. While new laws, such as civil and criminal liability laws, provisions on data protection and cybersecurity, are affecting the liability profiles of healthcare professionals, the use of new diagnostic and therapeutic technologies requires constant attention in terms of prevention and control.

In this rapidly changing landscape, we at GBSAPRI position ourselves alongside healthcare professionals, evolving our role from a mere insurance intermediary to a professional partner in risk management.

Our vision thus realizes an integrated and comprehensive approach in which insurance represents only one part. Leveraging our over two-decade experience in the healthcare industry, we assist healthcare professionals in:

• Identifying, analyzing, measuring, and assessing the potential risks specific to healthcare professionals.
• Evaluating the value of reported but not yet liquidated damages (reserves).
• Analyzing and assessing the adequacy of the existing insurance portfolio in terms of premium adequacy and the extent of coverage provided.
• Reporting on the state of risks with an indication of the best eligible combination between identified risks and those insured.
• Managing claims related to identified risks and monitoring the quality of claims handling by insurers.
• Providing training to the staff of healthcare facilities to enhance their technical and professional autonomy in risk management.
• Assisting in the planning and execution of proactive and reactive Risk Management interventions.
• Assisting in the development of the legally required Risk Fund and Claims Reserve Fund.